Top Youngstown Mortgage Rates This November

Have falling home values enticed you into buying a new house? Current prices may be low, but don’t forget to research Youngstown mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Youngstown, OH

Depending on the kind of home loan you go with, the interest rates offered will vary. However, whether you end up with a adjustable or fixed rat, there is a lender with an affordable interest rate in Youngstown for you. Below are the local lenders currently providing the best mortgage rates this month:

Best Fixed Mortgage Rates in Youngstown

15-Year Fixed

• JPMorgan Chase Bank, National Association: 2.38%
• • No Orig. Fees
  • Points: 0.38


• Huntington National Bank: 3.25%
• • No Orig. Fees
  • Points: -0.13


• First National Bank of Pennsylvania: 3.25%
• • No Orig. Fees
  • Points: 0.25

30-Year Fixed

• JPMorgan Chase Bank, National Association: 3%
• • No Orig. Fees
  • Points: 0


• Cortland Savings & Banking Company: 4%
• • No Orig. Fees
  • Points: 0


• Huntington National Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Youngstown ARM Rates

3/1 ARM

• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Home Savings & Loan Company of Youngstown: 2.99%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• JPMorgan Chase Bank, National Association: 2.38%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 2.92%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these mortgage rates are accurate as of November 2011, but may change at any time. Additionally, borrowers may be subject to additional requirements or credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.